Earned Wage Access
Immediate access to salary
without having to wait
for their monthly pay cycles
Provide Financial Peace Of Mind
For Your Employees
How Financial Stress Is Affecting
Your Company
70%
Of employees worrying about
personal finances during
office working hours.
40%
Increase in employees
not fully functioning at work
due to personal stress.
2X
Stressed employees
miss twice as many
days per year.
60%
Employees admits to not being able
to pay for unexpected expenses with
their monthly salaries.
The Employee Benefit
With The Biggest Impact.
We provide businesses with the tools
to build a high performing workforce firstly
through the elimination of financial stress.
ARUS is an employee wellness platform
that enables companies to provide solutions
to create the best working environment
for your workforce.
Products we offer for your company
Online Attendance
Online attendance with integrated
photo and GPS to help companies
manage their employees
Payroll & HRIS
Payroll & HRIS software to help manage
employees database, attendance, payroll
and taxes
Online Groceries
We offer cheap groceries for employees
to purchase without having to wait
for their monthly pay cycles
Fintech solution that provides financial peace of mind for employees
Happy Employees Builds
Better, Stronger
Companies
Building a strong collective working environment starts with
stress free employees.
Increase productivity, innovation and impact the daily lives of
your employees in a positive way
Why You Should Work With
Enhance Company
Reputation
Create a positive culture,
high performing working environment
with a happy workforce
Improves Hiring
And Retention
Save on turnover costs,
improve employee retention
by an industry average of 30%
Streamline Payroll
At No Cost
We front the money requested by your employees
to make sure we don’t
interfere with your company cashflow
Reduce Employee
Financial Stress
Employees can finally
focus on working to building
your company’s potential
9 Out Of 10 Employees Want
Earned Salary Access
95%
Would like to have company sponsored Earned Wage Access.
89%
Of employees will stay longer in a company that offers Earned Wage Access.
79%
Of Employees will switch jobs to get Earned Wage Access.
70%
feels Earned Wage Access will help solve their stress issues at work.
Be Happy Like It's Pay Day
Everyday!!
What is the happiest day of the month? It's payday! Want to choose your own payday, whenever?
Manage cashflow!
better and be in control
of your finances
"Yesterday I went to work everyday, waiting for my salary at the end of the month. Now after the company is in partnership with PaidbaQ I can get paid whenever I need it" - Factory Worker
Access Your Pay In Just 30 Seconds!
No paperwork or formalities required. With PaidbaQ you can withdraw your salary right on your phone straight to your bank account in 30 seconds
Refer your company and let us get in touch
Do you want our services? Help us reach your employer to get Arus services tomorrow!
Up To 70% Of Indonesian Employees
Are Under Financial Stress.
Over 90 million Indonesians are working with constant financial worries that affects their performance at work
Financial Mismatch
Struggles of matching daily expenses with traditional monthly pay cycles with no solution in sight
Debt Traps
Many fall victims to illegal predatory lending practices with interests upwards of 500% per year, constantly harassed for payments
Impact At Work
Financial stress that interferes with motivation and innovation at work
Better Mental And <br>Physical Health
Stress that affects not only their work performance but their overall well being
Made For Those That Carry Our Economy
Accessible
Everyday
We want to make sure that a key to financial peace of mind can be accessed everyday for those that needs it
Availability
For Everyone
Financial peace of mind is something that everybody can reach. We aim to help everyone to be able to reach it
Break
Debt Spirals
By not having access to wages, many are forced to borrow from predatory lending practices. Help us stop it
Better Mental And
Physical Health
Financial stress are not only impacting physical but mental health as well to those that will help build our future
Our Mission
To provide them the start to attain financial peace of mind
Allow your employees access to wages they've earned when they need it most and be the place where hardworking Indonesians want to work
Contact Us
Provide your employees with financial peace of mind and create a strong working environment
Jl Gading Kirana Timur A-11/15
Kelapa Gading Barat
DKI Jakarata 14240
Phone : +6285810171719
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Made in Indonesia 
